About Us:
Al-Josour Holding for Financial Investments
was established as an Egyptian joint-stock company in the Arab Republic of Egypt and obtained its operating license No. (979) on 24 September 2025.
Al-Josour Holding is an investment entity aimed at building bridges of financial and economic integration between its subsidiaries and investors across various sectors, through the management of diversified investments characterized by sustainability, governance, and innovation.
The company’s core activities include providing investment services to individuals and institutions, participating in the establishment of companies issuing securities or increasing their capital, in addition to engaging in custody and central depository services.
At Al-Josour Holding, we take pride in the diversity of our activities and services. We continuously seek to attract the best talents and expertise across the fields in which we operate, with the objective of delivering distinguished financial and investment solutions that meet our clients’ aspirations and support the national economy.
The company has adopted a long-term strategic vision spanning 5 to 10 years, focused on developing innovative financial and economic solutions that contribute to serving the national economy and enhancing productive and investment activities.
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First: Vision
(Vision)
To become one of the leading investment entities in Egypt and the Arab region by delivering innovative financial and investment solutions that contribute to sustainable economic growth, support entrepreneurship, and accelerate the transition toward a smart economy. This includes enhancing value creation for the Egyptian economy through the launch and management of innovative subsidiaries in the fields of finance, insurance, technology, education, and tourism.
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Second: Mission
(Mission)
Al-Josour Holding aims to build an integrated investment ecosystem that delivers real value to investors and clients through:
• Establishing and managing competitive subsidiaries in promising sectors.
The company has already completed the feasibility study for its insurance brokerage subsidiary and has formally approached the Financial Regulatory Authority (FRA) to obtain initial approval for establishment in preparation for issuing the operating license. The new company is planned to be established with an issued capital of EGP 5 million, with Al-Josour Holding contributing 25%, while the remaining shares will be held by institutions and strategic partners.
• Providing high-quality financial and investment services to individuals and institutions.
• Supporting digital transformation and adopting financial technology (FinTech) across all activities.
• Contributing to raising insurance and investment awareness in the Egyptian and Arab markets.
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Third: Strategic Objectives
(Strategic Objectives)
• Diversifying investment activities across finance, insurance, technology, sports, and tourism.
• Strengthening the company’s role in the Egyptian capital market through the establishment of specialized brokerage and financial advisory firms.
• Launching new subsidiaries in insurance brokerage, sports marketing, and tourism marketing.
• Achieving integration between investment and insurance activities to enhance the group’s competitiveness.
• Supporting digital transformation by developing a smart infrastructure to serve investors and clients.
• Contributing to improving market efficiency through awareness of insurance, investment, and risk management services.
• Regional expansion through the establishment of branches or partnerships in Arab markets, with the United Arab Emirates as a primary destination.
• Applying principles of governance and transparency to ensure sound and sustainable management of the company and its subsidiaries.
The company also targets, in the coming phase, entering the fields of insurance brokerage and advisory services, sports marketing, and tourism marketing through the establishment of new subsidiaries. The expansion plan includes entering selected regional markets either through equity participation in existing entities or by launching new branches, with the UAE market as the first priority for external expansion.
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Fourth: Corporate Strategy
(Corporate Strategy)
Al-Josour Holding for Financial Investments adopts a long-term strategy based on the following pillars:
• Smart Investment: Directing capital toward promising, high value-added sectors, while adopting technology across all operations and subsidiaries to establish smart entities capable of keeping pace with global economic developments and delivering advanced digital financial services.
• Institutional Integration: Creating synergy among subsidiaries to ensure balanced and sustainable investment returns.
• Digital Transformation: Leveraging modern technologies across all financial and investment processes.
• Strategic Partnerships: Collaborating with local and international financial institutions to expand business reach.
• Sustainability and Social Responsibility: Supporting the national economy through development initiatives that create job opportunities and promote entrepreneurship.
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Fifth:
Community and Development Initiatives
• Supporting entrepreneurship and financing green technology startups.
• Participating in green economy initiatives and sustainable development projects.
• Implementing training and capacity-building programs for youth in finance and investment.
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Sixth: 2025–2030 Business Plan
(Roadmap)
Phase One (2025–2026): Establishment and Launch
• Completion of FRA licensing requirements.
• Establishment of core subsidiaries (insurance – brokerage – investment).
• Launch of corporate identity and official website.
• Building an integrated technological and administrative infrastructure.
Phase Two (2027–2028): Expansion and Integration
• Initiating acquisitions of existing entities in related sectors.
• Regional expansion into one Arab country (UAE or Saudi Arabia).
• Deployment of artificial intelligence systems for financial data analysis.
Phase Three (2029–2030): Leadership and Impact
• Listing one subsidiary through an IPO on the Egyptian Exchange.
• Launching a mutual investment fund managed by Al-Josour Holding.
• Achieving financial sustainability with an annual return of no less than 15%.
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Seventh:
Governance and Management Plan
• Implementing an effective Board of Directors system that ensures transparency and accountability.
• Establishing an Internal Audit Committee to monitor financial and administrative performance.
• Adopting disclosure and financial auditing policies aligned with FRA standards.
• Full compliance with holding company governance requirements under the Egyptian Capital Market Law and Financial Regulatory Authority regulations.
